What is Insurance Policy? Definition and Benefits in Hindi

What is Insurance Policy? Definition and Benefits in Hindi

Motivation

Insurance policy in Hindi

Insurance policy kya hai aur kya mujhe yah Lena chahie. Iski Kitni amount ka insurance policy Lena Sahi Rahega. iIn SAB questions ka answer aapko Yahan Hindi mein maine batane ki koshish kar rahi hoon.

Har Kisi age aur uski aay aur jimmedaariyon ke hisab se Life Insurance ki jarurat alag alag hoti hai.

What is Insurance Policy? Definition and Benefits in Hind

sabse pahle samjhe Insurance Kya Hai?

Insurance ke bare mein jyada Jankari aur other steps ko janne ke liye Hamen dekhna Hoga life insurence kya hai? Ye ek aisa Karar jismein insurance karane wala person ki death ke bad uski or se Hone Wali dukhad ghtna uska parivar financial problem me aa jata hai.

Insurance company Parivar ko financial security Deti Hai. Isko Life Insurance Kahate Hain. Life Insurance Ho Jaane Se a life ka insurance Nahin Hota. World ki koi company Kisi Ki Life ko secure nahin kar sakti .

Jab Koi company Kisi person ka insurance karti hai to uska matlab ya nahin hai ki, uski death ke baad use fir se jinda Kiya jaega. yah Keval money ka aapko profit Milta Hai.

Life Insurance life ka insurance Nahin Hota. Ab aap hi bataiye kya Bhagwan Ne Hamen Jivan diya hai. Aur Vahi Jab Chahe use Wapas Le sakta hai. To koi bhi person iska insurance Kaise Karva sakta hai.

Types of insurance With Benefits in Hindi

Different type insurance ke different profit hote hain. To Chaliye Ham Kuchh important insurance types aur Unki addvantage ke bare mein baat karte hain.

Jivan Bima Yojana kya hai aur Iske fayde kya hain. Jivan Bima Yojana yah Life Insurance Mein Ek mulya Jama Ki jati hai. Aur policy kiye Hue person ki death Ho Jane par, use perSon ki kiye Hue policy ke terms and condition ke anusar paise diye Jaate Hain.

Yeah policy khaskar Apne Parivar ke liye log Piche Chhod Jaate Hain. Kyunki Jeevan Ka Koi Bharosa nahin hai. Isliye jyadatar log is policy ko Apnate Hain. Taki unke jaane ke baad, unke Parivar ko Kuchh had tak financial help mil jaaye.

Personal accident insurance policy in Hindi-

Durghatna Bima Yojana, is accidental policy main bhi aap ek specific mulya Jama Karke policy kiye Hue vyakti ke durghatna ho jane par use policy holder person ko hurt hone per, ya viklang Ho Jane par, kiye Hue policy ke terms and condition ke anusar Hospital ka pura kharcha, yah death Ho Jaane per, Rashi Di Jaati Hai.

Accidental insurance policy ka sabse Badi help yah hai ki ismein aapke accident Ho Jaane per, Aap Ko Kisi Prakar ka koi kharch nahin uthana Padta.

Insurance policy company Sara is ka kharcha uthati hai. Aur alag alag policy Mein alag alag terms hote hain. Jinhe pura padh kar hi policy karvani chahie.

Medical and Health Insurance in Hindi-

Chikitsa aur Swasthya Bima Yojana, yah Medical and Health Insurance main bhi aap ek nirdisht mulya Jama Karke, policy kiye Hue vyakti ke health sambandhi Sabhi mamalon Mein Jaise Kisi Bimari hospital me admit Hona, davaiyon ka kharcha, operation ka kharcha, yah sab insurance policy hi provide Karti Hai.

yah policy bahut hi jaruri hai. Kyunki Har varsh Bhar vyakti ki thodi bahut Bimari Ho Jaati Hai. Aise Mein yah policy ki company 1 Sal Mein Kuchh regular check up ka kharcha bhi uthate Hain. Aajkal ke busy schedule Mein khane Peene Ke Karan, Hamari health Sahi Nahin rahti isliye Hamen health insurance jarur karwana chahiye.

Types of Health Insurance

1. family health insurance

2. single person insurance

3. critical illness insurance

Vehicle insurance in Hindi-

Agar aapke pass apni car, motorcycle ya koi Vehicle Hai, To aapko vehicle insurance Jarur karvana chahie. Is Prakar ki insurance policy aapki vehicle ke accident ya chori ho jane par help karte hain.

Lekin Kuchh vehicle insurance Yojana Mein. third party policy bhi ki Jaati Hai. jismein gadi chalane wale driver, ya Paidal chalne wale logon ka Insurance claim kar sakte hain.

Is policy ko karna bahut hi important hai. Kyunki Hamare ghar ke sabhi logon ko kaam ke liye bahar jana padta hai. Wo kahte hain na

“Paapi pait ka sawal hai

Chote-mote accidents hote hi rhte hain. Aur aise me hamare vehicles ki repair main bhi bahut money Lagti Hai. Agar aapka vehicle policy insured hai, to aapko tension karne ki koi jarurat Nahin Hai. Kyunki aap apne vehicle ki Chhoti Se Chhoti harm ko bhi insurance policy wali company se claim kar sakte hain.

Home Insurance in Hindi-

Apne Ghar ka insurance Jarur karaen. Aapke ghar ki building ka saman aur structure ke anusar policy Banai Jaati Hai. Ismein Insurance Company home Ka. ya home ke pure Saman ka, donon chijon ke damage hone par kharcha provide Karti Hai

Yah insurance Ghar Ke Gir Jaane per, yah Koi accident Ho Jane par, Saman ki chori ho jane par, Jal Jaane per, ya Kisi bhi Aisi difficulty Mein Kaam aata hai. jismein ghar ya usmein Rakhe Saman ko koi damage Ho.

Travel insurance policy in Hindi-

Agar aapko Akele ya Apne Parivar ke sath Koi travel karna ho to, aise Mein travel insurance Karana bahut sahi Hota Hai. Aise Mein Apni travel Mein deri hone Jaye ya cancel Ho Jaane per, travel ke dauran accident Ho Jaane per, Insurance Company jo aapki problem Hoti Hai.

Uska pura Paisa hua aapko provide Karti Hai.

Crop Insurance policy in Hindi-

Aur farmer insurance, agar aap pe Kisan hai, To Har varsh aapko apni fasal ka Bima Jarur Karana chahie. Kyunki Mausam Ka Koi Bharosa Nahin Hai. Kabhi Barish Aati Hai, Kabhi nahin aati. Kintu Agar aapane apni fasal ka Bima kaarvayi hai, to aap Bina Kisi Chinta ke kheti kar sakte hain.

Agar Barish Nahin bhi hui, ya Kisi Aur Karan se aap ki fasal nasht ho gai hai. To Aise Mein Insurance Company aapki nuksan ki puri bharpai karta hai. Isliye apni fasal ka beema karwayen aur happy rahen.

Other type insurance plan-

1. Pet insurance- Paaltu janvaron ka Bima

2. Political risk insurance- Rajnitik jokhim ka Bima

3. Marriage insurance- Shaadi Ke Liye Bima

4. Coronavirus insurance- coronavirus Bima

5. Mobile insurance- mobile phone ka Bima

Koi bhi Life Insurance Lene se pahle aap us compnay ke baare me puri janakari jarur len. Kyonki aajakal fraud kaam bahut hota hai. Aisa na ho apka Rupaiya waste ho.

Agar aapko insurance ki Jankari Pasand aayi to comment yah email Se Mujhe Jarur Apne suggestion share karen.

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